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estate planning for families

Estate Planning for Families with Minor Children

If you have young children, estate planning isn’t optional — it’s essential. Without a plan in place, the state of Michigan will decide who raises your children and how your assets are distributed. For parents, this is one of the most powerful reasons to put a solid legal plan in place. Here’s how to make … Read more

estate planning

Understanding The Role Of A Trust Protector In Michigan Estate Planning

When we sit down with clients to discuss estate planning in Michigan, we often find that one of the lesser-known but highly valuable roles in a trust is that of the trust protector. Many people are familiar with trustees, beneficiaries, and grantors—but few understand the function and importance of a trust protector. This role can … Read more

lady bird deed

What Is a Lady Bird Deed and Should You Have One in Michigan?

If you own a home in Michigan and want to make sure it passes easily to your heirs — without court costs, delays, or conflict — a Lady Bird Deed may be the tool you’re looking for. This often-overlooked estate planning option offers a simple and effective way to protect your home, maintain control during … Read more

estate planning

The 5 Key Documents Every Michigan Resident Needs For Estate Planning

At Boroja, Bernier & Associates, we believe that every Michigan resident deserves peace of mind when it comes to planning for the future. Estate planning isn’t only for the wealthy or elderly—it’s for anyone who wants to protect their loved ones, manage their assets responsibly, and make sure their wishes are honored. We work closely … Read more

Estate Planning

Common Mistakes in Estate Planning and How to Avoid Them

Estate planning might sound like a topic for later in life, but it’s really something everyone should consider sooner rather than later. Creating a solid plan plays a big role in ensuring that your assets are handled according to your wishes, providing peace of mind for you and your loved ones. Focusing on getting this … Read more

special needs

Estate Planning For Parents Of Special Needs Children

When we speak with families about estate planning, parents of children with special needs have different concerns and priorities for their children. It’s not only about passing on family assets; it’s about making sure their child will be cared for, supported, and protected after their parents have passed. Without a proper plan in place, an … Read more

asset protection

Medicaid Asset Protection Trusts: How They Work And Who Needs One

At our law firm, we often work with families who are concerned about the rising cost of long-term care and how it might affect their savings and estate. It’s a difficult reality—nursing home care in Michigan can cost over $100,000 per year, and Medicare does not cover long-term custodial care. Medicaid is the government program … Read more

estate planning

Avoiding Common Estate Planning Mistakes: What You Need To Know

As attorneys serving clients throughout Troy and Shelby Township, we’ve worked with many families who wanted to make sure their wishes would be honored when they pass or become unable to make decisions for themselves. Estate planning is not just about having a will. It’s about making legally sound decisions that protect your assets, making … Read more

Estate Planning

Estate Planning: Your Comprehensive Guide to Secure Beginnings

Planning your estate can seem overwhelming, but it’s an essential part of managing your future. Taking the first steps now can make a significant difference for you and your loved ones later on. Estate planning isn’t just for the wealthy; it’s about making sure your things go where you want them to and that your … Read more