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    Gray Divorce In Michigan: Unique Challenges For Older Couples

    Divorce later in life, often called “gray divorce,” presents a set of challenges that differ from those faced by younger couples. When couples over 50 decide to end their marriage, they bring decades of shared history, financial entanglements, and family dynamics into the process. Gray divorce often focuses less on parenting schedules and more on … Read more

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    Special Needs Trusts In Michigan

    How To Provide For A Loved One Without Jeopardizing Benefits When planning for the future of a loved one with special needs, we know that your goal is to provide long-term care and financial security without putting government benefits at risk. Families often worry that leaving an inheritance directly to someone receiving Medicaid or Supplemental … Read more

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    Comprehensive Estate Planning In Michigan

    How To Protect Your Family, Assets, And Legacy When we talk with families in Troy, Shelby Township, and throughout Michigan, one of the most common concerns we hear is how to protect assets while ensuring loved ones are cared for. Estate planning is about building a legal framework that addresses what happens to your property, … Read more

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    Medicaid Asset Protection Trusts in Michigan

    Preserve Your Wealth While Qualifying for Long-Term Care Benefits Planning for long-term care is one of the most important financial steps we can take as we age. Nursing home and assisted living costs in Michigan can easily consume savings in just a few short years. Many families assume they must spend down nearly everything before … Read more

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    When Is Divorce Mediation A Better Option In Michigan?

    At Boroja, Bernier & Associates, we understand that divorce is one of the most stressful experiences anyone can face. Couples often picture a heated courtroom battle, but the reality is that many divorces can be resolved more efficiently and with less emotional strain through mediation. Mediation is not the right fit for every situation, but … Read more

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    Why Every Adult in Michigan Needs a Medical Power of Attorney

    At Boroja, Bernier & Associates, we regularly meet with individuals and families who believe estate planning is something only older adults or those with serious illnesses need to think about. The truth is that unexpected medical emergencies can happen to anyone, regardless of age or health. If you become unable to make your own medical … Read more

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    What Is A Living Trust In Michigan And How Does It Work?

    At Boroja, Bernier & Associates, we often meet with families who want to make sure their loved ones are protected and their assets are managed properly after they pass away. One of the most effective estate planning tools we recommend for many Michigan residents is a living trust. A living trust can help you avoid … Read more

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    The Key Documents Every Michigan Estate Plan Should Include

    At Boroja, Bernier & Associates, we often meet families who know they need an estate plan but are unsure where to start. Estate planning is more than just drafting a will. It involves preparing a comprehensive set of documents to ensure your wishes are carried out during your lifetime and after you pass away. Without … Read more

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    How To Keep The Family Vacation Home In The Family  

    As Michigan estate planning attorneys, we often speak with families who want to make sure their vacation home stays in the family for generations to come. Whether it’s a cottage on Lake Michigan, a cabin in Northern Michigan, or a home up north that’s been in the family for decades, these properties hold sentimental and … Read more

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    Digital Assets and Estate Planning in Michigan

    Our estate planning attorneys have seen how much estate planning has changed over the past decade. Most of us now manage our lives through digital platforms—whether it’s online banking, email, photo storage, or social media accounts. But while many people are careful to plan for homes, retirement accounts, and personal property, they often overlook their … Read more