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    first estate planning meeting

    What to Expect at Your First Estate Planning Meeting

    Meeting with an estate planning attorney for the first time can feel intimidating — but it doesn’t have to be. At Boroja, Bernier & Associates, we believe planning for the future should feel empowering, not overwhelming. Here’s what your first meeting will typically include: 1. Personal & Family OverviewWe’ll talk through your family structure, values, … Read more

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    How To Use An Irrevocable Trust To Protect Your Assets In Michigan

    Our estate planning attorneys often meet families who want to protect the assets they’ve worked a lifetime to build. Whether it’s a home, investments, life insurance, or other wealth, protecting those assets from lawsuits, long-term care costs, and probate is one of the smartest legal decisions we can make. One of the most effective tools … Read more

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    Estate Planning for Families with Minor Children

    If you have young children, estate planning isn’t optional — it’s essential. Without a plan in place, the state of Michigan will decide who raises your children and how your assets are distributed. For parents, this is one of the most powerful reasons to put a solid legal plan in place. Here’s how to make … Read more

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    Understanding The Role Of A Trust Protector In Michigan Estate Planning

    When we sit down with clients to discuss estate planning in Michigan, we often find that one of the lesser-known but highly valuable roles in a trust is that of the trust protector. Many people are familiar with trustees, beneficiaries, and grantors—but few understand the function and importance of a trust protector. This role can … Read more

    lady bird deed

    What Is a Lady Bird Deed and Should You Have One in Michigan?

    If you own a home in Michigan and want to make sure it passes easily to your heirs — without court costs, delays, or conflict — a Lady Bird Deed may be the tool you’re looking for. This often-overlooked estate planning option offers a simple and effective way to protect your home, maintain control during … Read more

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    How To Prepare For Divorce In Michigan

    Tips For Getting Your Finances In Order At Boroja, Bernier & Associates, we know how overwhelming it can feel when you’re preparing for a divorce. Emotions run high, and the decisions you make early in the process can affect your financial future for years to come. We help clients throughout Troy, Shelby Township, Oakland County, … Read more

    power of attorney

    What Is A Medical Power Of Attorney And Why You Need One In Michigan

    At Boroja, Bernier & Associates, we work every day with individuals and families across Oakland and Macomb Counties who want to plan ahead with confidence. One of the most important tools we recommend to clients is a medical power of attorney. In Michigan, this legal document gives someone you trust the authority to make medical … Read more

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    The Role of a Power of Attorney in Your Estate Plan

    When most people think about estate planning, they focus on what happens after they die. But what happens if you’re still alive — but unable to act on your own behalf? That’s where a power of attorney (POA) comes in. This powerful legal tool gives someone you trust the authority to make decisions for you, … Read more

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    Common Mistakes To Avoid When Creating A Living Trust In Michigan

    At Boroja, Bernier & Associates, we help individuals and families throughout Oakland and Macomb Counties plan for the future with confidence. One of the most powerful estate planning tools available in Michigan is the revocable living trust. When created and maintained properly, a living trust allows you to transfer assets smoothly, avoid probate, maintain privacy, … Read more