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estate planning

The 5 Key Documents Every Michigan Resident Needs For Estate Planning

At Boroja, Bernier & Associates, we believe that every Michigan resident deserves peace of mind when it comes to planning for the future. Estate planning isn’t only for the wealthy or elderly—it’s for anyone who wants to protect their loved ones, manage their assets responsibly, and make sure their wishes are honored. We work closely … Read more

Estate Planning

Common Mistakes in Estate Planning and How to Avoid Them

Estate planning might sound like a topic for later in life, but it’s really something everyone should consider sooner rather than later. Creating a solid plan plays a big role in ensuring that your assets are handled according to your wishes, providing peace of mind for you and your loved ones. Focusing on getting this … Read more

special needs

Estate Planning For Parents Of Special Needs Children

When we speak with families about estate planning, parents of children with special needs have different concerns and priorities for their children. It’s not only about passing on family assets; it’s about making sure their child will be cared for, supported, and protected after their parents have passed. Without a proper plan in place, an … Read more

wills vs trust

Wills Vs. Trusts: Which One Is Right For You?

When we sit down with clients to discuss estate planning, one of the first questions we ask is whether they’ve considered creating a will, a trust, or both. These are two of the most common legal tools used to pass down property and provide instructions for how assets should be handled after death. While both … Read more

asset protection

Medicaid Asset Protection Trusts: How They Work And Who Needs One

At our law firm, we often work with families who are concerned about the rising cost of long-term care and how it might affect their savings and estate. It’s a difficult reality—nursing home care in Michigan can cost over $100,000 per year, and Medicare does not cover long-term custodial care. Medicaid is the government program … Read more

Creating a Comprehensive Will

Creating a Comprehensive Will: Essential Tips

Making a comprehensive will is something that everyone should think about, especially if you’re living in Macomb County, Michigan. A will is more than just a piece of paperwork. It represents peace of mind, knowing your loved ones and assets will be cared for according to your wishes. Many worry about what might happen to … Read more

estate planning

Avoiding Common Estate Planning Mistakes: What You Need To Know

As attorneys serving clients throughout Troy, Shelby Township, and greater Southeast Michigan, we’ve worked with many families who wanted to make sure their wishes would be honored when they pass or become unable to make decisions for themselves. Estate planning is not just about having a will. It’s about making legally sound decisions that protect … Read more

Estate Planning

Estate Planning: Your Comprehensive Guide to Secure Beginnings

Planning your estate can seem overwhelming, but it’s an essential part of managing your future. Taking the first steps now can make a significant difference for you and your loved ones later on. Estate planning isn’t just for the wealthy; it’s about making sure your things go where you want them to and that your … Read more

estate planning

The Role of a Trust in Estate Planning

A trust can be a powerful tool in estate planning, offering flexibility and control over how your assets are managed and distributed. Unlike a will, a trust can offer more privacy and help your loved ones avoid the lengthy probate process. This can save time and money, ensuring your assets reach their intended recipients smoothly. … Read more

Living Trusts

Securing Your Kids’ Future with Living Trusts

Preparing for your children’s future is one of the most important things you can do as a parent. Making sure they’re financially secure, no matter what happens, gives you peace of mind. One way to do this is by setting up a living trust. This legal tool can protect your assets and ensure your kids … Read more