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Meeting with an estate planning attorney for the first time can feel intimidating, but it doesn’t have to be. At Boroja, Bernier & Associates, we believe planning for the future should feel empowering, not overwhelming. Here’s what your first meeting will typically include: 1. Personal & Family OverviewWe’ll talk through your family structure, values, and … Read more
Our estate planning attorneys often meet families who want to protect the assets they’ve worked a lifetime to build. Whether it’s a home, investments, life insurance, or other wealth, protecting those assets from lawsuits, long-term care costs, and probate is one of the smartest legal decisions we can make. One of the most effective tools … Read more
If you have young children, estate planning isn’t optional, it’s essential. Without a plan in place, the state of Michigan will decide who raises your children and how your assets are distributed. For parents, this is one of the most powerful reasons to put a solid legal plan in place. Here’s how to make sure … Read more
When we sit down with clients to discuss estate planning in Michigan, we often find that one of the lesser-known but highly valuable roles in a trust is that of the trust protector. Many people are familiar with trustees, beneficiaries, and grantors, but few understand the function and importance of a trust protector. This role … Read more
If you own a home in Michigan and want to make sure it passes easily to your heirs, without court costs, delays, or conflict, a Lady Bird Deed may be the tool you’re looking for. This often-overlooked estate planning option offers a simple and effective way to protect your home, maintain control during your lifetime, … Read more
Watching your parents age can bring on a wave of emotions, and responsibilities. Many adult children suddenly find themselves managing finances, medical care, and long-term planning without a clear roadmap. Whether your parents are healthy and independent or beginning to need more support, the time to plan is now. Here’s how you can prepare, legally, … Read more
At Boroja, Bernier & Associates, we work every day with individuals and families across Oakland and Macomb Counties who want to plan ahead with confidence. One of the most important tools we recommend to clients is a medical power of attorney. In Michigan, this legal document gives someone you trust the authority to make medical … Read more
When most people think about estate planning, they focus on what happens after they die. But what happens if you’re still alive, but unable to act on your own behalf? That’s where a power of attorney (POA) comes in. This powerful legal tool gives someone you trust the authority to make decisions for you, ensuring … Read more
When someone passes away in Michigan, their estate may need to go through a legal process called probate. Probate is designed to ensure assets are distributed fairly, debts are paid, and wishes are followed, but it often comes with delays, expenses, and emotional stress for surviving family members. Fortunately, there are ways to reduce or … Read more
If you’ve started thinking about your estate plan, you’ve probably heard about wills and trusts. But which one do you actually need? And what happens if you have one but not the other? The truth is, both are useful, but they serve very different purposes. Let’s walk through what they are, how they work in … Read more