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Life doesn’t always give you time to plan. One moment, your parent is living independently; the next, you’re facing a nursing home bill of $10,000 or more per month. For Michigan families in Washtenaw County and throughout Southeast Michigan, understanding how Medicaid pays for long-term care, and how to protect your family’s assets while qualifying, … Read more
For most divorcing couples, two questions cause more stress than almost anything else: Who keeps the house? And what happens to our retirement savings? These concerns make sense. Your home represents stability, memories, and often your largest investment. Retirement accounts represent your future security. When a marriage ends, figuring out how to divide these assets … Read more
As a Michigan estate planning law firm with offices in Troy and Shelby Township, we see firsthand how small oversights can create serious long-term problems for families. Estate planning requires careful decision-making, and Michigan law outlines specific requirements that must be followed for documents to be valid. Many individuals intend to protect assets, pass property … Read more
Nobody walks down the aisle expecting their marriage to end. But hoping for the best doesn’t mean you shouldn’t prepare for the unexpected. A prenuptial agreement isn’t a prediction of failure, it’s a practical conversation about finances, expectations, and protection that every engaged couple should consider. The stereotype of prenups as tools for the wealthy … Read more
A Lady Bird Deed is a special type of property deed that allows Michigan homeowners to transfer real estate to beneficiaries upon death without going through probate court. Unlike a traditional deed transfer, you retain complete ownership and control of the property during your lifetime, including the right to sell, mortgage, or even change your … Read more
Michigan families work hard to build their legacies, yet many unknowingly make estate planning mistakes that can cost their loved ones thousands of dollars, months of delays, and unnecessary heartache. The good news is that these mistakes are entirely preventable once you know what to watch for. Estate planning under Michigan law involves more than … Read more
As Michigan attorneys, we understand how important it is for families in Troy, Shelby Township, and throughout Oakland and Macomb Counties to protect the property they have worked hard to acquire. Estate planning is not only about deciding who receives assets, but also about ensuring those assets remain secure for future generations. One of the … Read more
How To Provide For A Loved One Without Jeopardizing Benefits When planning for the future of a loved one with special needs, we know that your goal is to provide long-term care and financial security without putting government benefits at risk. Families often worry that leaving an inheritance directly to someone receiving Medicaid or Supplemental … Read more
Preserve Your Wealth While Qualifying for Long-Term Care Benefits Planning for long-term care is one of the most important financial steps we can take as we age. Nursing home and assisted living costs in Michigan can easily consume savings in just a few short years. Many families assume they must spend down nearly everything before … Read more
At Boroja, Bernier & Associates, we often meet with families who want to make sure their loved ones are protected and their assets are managed properly after they pass away. One of the most effective estate planning tools we recommend for many Michigan residents is a living trust. A living trust can help you avoid … Read more