When we sit down with clients to discuss estate planning in Michigan, we often find that one of the lesser-known but highly valuable roles in a trust is that of the trust protector. Many people are familiar with trustees, beneficiaries, and grantors—but few understand the function and importance of a trust protector. This role can … Read more
If you own a home in Michigan and want to make sure it passes easily to your heirs — without court costs, delays, or conflict — a Lady Bird Deed may be the tool you’re looking for. This often-overlooked estate planning option offers a simple and effective way to protect your home, maintain control during … Read more
Tips For Getting Your Finances In Order At Boroja, Bernier & Associates, we know how overwhelming it can feel when you’re preparing for a divorce. Emotions run high, and the decisions you make early in the process can affect your financial future for years to come. We help clients throughout Troy, Shelby Township, Oakland County, … Read more
Watching your parents age can bring on a wave of emotions — and responsibilities. Many adult children suddenly find themselves managing finances, medical care, and long-term planning without a clear roadmap. Whether your parents are healthy and independent or beginning to need more support, the time to plan is now. Here’s how you can prepare … Read more
At Boroja, Bernier & Associates, we work every day with individuals and families across Oakland and Macomb Counties who want to plan ahead with confidence. One of the most important tools we recommend to clients is a medical power of attorney. In Michigan, this legal document gives someone you trust the authority to make medical … Read more
When most people think about estate planning, they focus on what happens after they die. But what happens if you’re still alive — but unable to act on your own behalf? That’s where a power of attorney (POA) comes in. This powerful legal tool gives someone you trust the authority to make decisions for you, … Read more
At Boroja, Bernier & Associates, we help individuals and families throughout Oakland and Macomb Counties plan for the future with confidence. One of the most powerful estate planning tools available in Michigan is the revocable living trust. When created and maintained properly, a living trust allows you to transfer assets smoothly, avoid probate, maintain privacy, … Read more
When someone passes away in Michigan, their estate may need to go through a legal process called probate. Probate is designed to ensure assets are distributed fairly, debts are paid, and wishes are followed — but it often comes with delays, expenses, and emotional stress for surviving family members. Fortunately, there are ways to reduce … Read more
If you’ve started thinking about your estate plan, you’ve probably heard about wills and trusts. But which one do you actually need? And what happens if you have one but not the other? The truth is, both are useful — but they serve very different purposes. Let’s walk through what they are, how they work … Read more
At Boroja, Bernier & Associates, we believe that every Michigan resident deserves peace of mind when it comes to planning for the future. Estate planning isn’t only for the wealthy or elderly—it’s for anyone who wants to protect their loved ones, manage their assets responsibly, and make sure their wishes are honored. We work closely … Read more
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Phone
Address
Boroja, Bernier & Associates
Corporate Office
49139 Schoenherr Rd. Shelby Township, MI 48315
(586) 991-7611
By Appointment Only
100 West Big Beaver Road, Suite 200, Troy, MI 48084
(248) 677-2250
2723 South State Street, Suite 150, Ann Arbor, MI 48104
(734) 749-9400
120 N Washington Square Suite 300, Lansing, MI 48933
(517) 760-6600
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