When a Michigan parent passes away with both a trust and a will, someone has to step up and manage the aftermath. Often, that someone is the same person, an adult child named as both successor trustee of the parent’s trust and personal representative (executor) of the parent’s probate estate. Most people assume these are … Read more
When the Judge Gets It Wrong, and What You Can Actually Do About It You walked out of the Macomb County Circuit Court feeling like the judge got it completely wrong. Your heart is racing. Your mind is already on appeal. But before you file anything, you need to understand what an appeal can, and … Read more
The Asset Most Oakland County Families Underestimate in Divorce When families in Troy, Rochester Hills, Birmingham, and surrounding communities think about dividing property in a divorce, the house gets most of the attention. Who keeps it. What it’s worth. How the mortgage gets handled. But for many Oakland County families, retirement accounts are worth as … Read more
A parent’s instinct is to leave everything they can to a child who needs extra support. But for Michigan families with a loved one who has a disability, that instinct, without proper planning, can be financially devastating. Here’s the fundamental problem: leaving assets directly to a person who receives Supplemental Security Income (SSI) or Medicaid … Read more
Losing a loved one is overwhelming. Between grief, family dynamics, and the immediate demands of funeral arrangements, the last thing most people want to think about is legal paperwork. But if the person who passed owned property, held bank accounts, or left behind debts, their estate will likely need to go through probate – the … Read more
Most people walk into a divorce focused on who keeps the house, the retirement accounts, or the cars. Fewer think about who gets stuck with the credit card balances, the underwater auto loan, or the home equity line nobody wants to talk about. That’s a problem, because in Michigan, debt allocation can shape your financial … Read more
Most Michigan families walk into probate expecting a single, straightforward process. What they find instead is a system with multiple tracks – each with different levels of court involvement, cost, speed, and protection. Choosing the wrong one doesn’t just waste time and money. It can expose the personal representative to liability, invite family disputes, and … Read more
Long-term care is expensive everywhere in Michigan, but the math hits especially hard when you haven’t planned for it. Nursing home care in the Southeast Michigan region, including Lapeer County, runs $10,000 to $15,000 per month. Assisted living facilities cost $3,500 to $6,500 per month. And in-home care, the option most Lapeer County families prefer … Read more
The Settlement That Looks Equal on Paper, Until Tax Season Most divorcing couples in Metro Detroit focus on dividing assets and debts into two roughly equal piles. The house goes to one spouse. The retirement account to the other. Support gets set at a number that feels fair. Both sides walk away thinking the deal … Read more
The phone call comes, and everything changes. A parent, spouse, or loved one has passed away, and somewhere in the grief, you learn that you’ve been named successor trustee of their revocable living trust. Most people don’t fully grasp what that means until they’re already in it. Being named successor trustee isn’t an honorary title. … Read more
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Boroja, Bernier & Associates
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49139 Schoenherr Rd. Shelby Township, MI 48315
(586) 991-7611
By Appointment Only
100 West Big Beaver Road, Suite 200, Troy, MI 48084
(248) 677-2250
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(734) 749-9400
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(517) 760-6600
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